FederalPensionAdvisors breaks down the 2026 max 401K contribution limits so you can plan ahead. Projected elective deferrals may rise to $24,500, with catch-up contributions increasing to $8,000, and enhanced catch-ups for those ages 60–63. Learn how these limits affect your retirement and optimize your contributions for maximum benefit. https://www.federalpensionadvisors.com/post/401k-contribution-limits-2026